The Opposite of Spoiled

Raising children in an affluent area like Orange County, California has its unique challenges. For example, if you have a nanny when the children are little, when is it time for the children to make their own beds and clean up after themselves? If we are going to launch great young adults they need life skills and independence, not helplessness and entitlement. How can you raise responsible, kind and capable young adults even when they come from an advantaged family? A recently published book by Ron Lieber targets this concern in The Opposite of Spoiled: Raising Kids Who Are Grounded, Generous, and Smart About Money, (Harper, 2015).

Many parents feel that they want to do more for their offspring than their parents did for them, but also don't want their children to become spoiled. What is the opposite of spoiled? Perhaps it's raising children who are appreciative, grateful, and unselfish?

Children and teens often envy and want the things they see friends having, as well as things on social media and television. Lieber takes the stance that parents need to have conversations with their children and teens, throughout growing up, about responsible and irresponsible choices with money.
Children need to giving financial education at appropriate ages about saving, credit, limits and wastefulness.

Lieber's book made me think about parents I am working with who are making decisions about the first car their 16 year-old will drive, and what portion of the cost of the car, gas, and insurance the young person will pay. Even if parents can afford a fancier car, maybe the best decision involves helping to teach your teen about money and earning things. Maybe a safe used car sends a better message.

Lieber has some good advice on how to answer questions about money, like "How much do you earn?". He has a fun 'hours of fun' metric that he recommends parents introduce kids to before they are purchasing items. For example, how many hours of fun might you get from this bike versus this phone. Lieber has his suggestions on how to teach children to save, spend and give parts of their allowance. They have to learn from making some of their own mistakes, Lieber cautions.

Volunteering with your child or teen is another great way to introduce conversations with them about money, values, and service. While my youngest daughter went to a private, religious high school with plenty of advantaged teens, we had some good Saturday mornings volunteering for a local food pantry together.

The books assumes a degree of privilege in the family, so it's not a book geared at every family. However if you are raising children in an affluent area, this book is full of good ideas on teaching children about being wise with money, saving, being generous with others who are less fortunate and making good decisions. Conversations about money are also conversations about our values.
Why would we let social media or the Kardashians have a bigger say about what's important than we do? It's time to start talking with our children about money as it's a part of preparing them to launch successfully into adult life and be grounded.

How do you Relate to Others?

Someone gave me a tip on a terrific book this last month, about a little known book with a very powerful idea to teach us. The book is Leadership and Self-Betrayal by the Arbinger Institute. I found it ready for easy download onto my Kindle through Amazon. I have never seen it in a bookstore, even though it has been out for about seven years.

How do you relate to other people? There is a simple but elegant concept in this little book that I think pretty much all of us could use. You can apply this concept to your relationships with co-workers and your boss, your friends, your children or step-children, your partner, your parents, your siblings, and your neighbors.

The concept is, basically, that we all relate to other people in one of two ways: either from being in our own box, or out of it.

When we are in the box, we relate to other people like they are objects. We depersonalize them. We see ourselves as important, valuable, and benevolent. We fail to see our own shortcomings. We feel justified in not being relational, kind, or fair-minded with others because we delude ourselves that they don't matter, or they don't deserve it.

When we are out of the box, we relate to other people as people. We recognize that other people have their own story, and their own hurts and limitations. When we step out of the box, we don't assume evil intent on the other person's behavior. We watch our own tone, so that we are not hostile, demeaning, cold, or acting better than. We don't justify cruddy behavior on our part by pointing out someone else's misbehavior.

You can operate in or out of the box in any situation. You may have to correct your teenager about being more responsible with money. You can scream, yell, threaten, and demean (operating from the box), or you can choose to discuss the money situation calmly, and set limits and consequences in a more mature, grown up tone (operating out of the box).

In Leadership and Self-Deception, the main character is a middle-aged man who learns this concept at work from his new employer after he has a run-in with a direct report who makes a mistake. As it turns out, every employee at his new company gets trained on this concept. The character soon identifies that he is not only relating to his employees from atop a big box, but also his wife and teenage son who have been having problems. In the book, we get to see all the shifts that happen when one individual gets out of their box. It causes a chain-reaction of good shifts in other people.

I particularly liked the concept of self-betrayal. The book teaches that when we don't do the right thing for others---both those we know and complete strangers---we actually betray ourselves.

This book is an easy read, and a paradigm shift that could change your family, your work day, and ultimately, your life. Think about tearing down your box today, and stick it out for recycling. Taking responsibility for doing your part to make things better, with your partner, children, co-workers, family, and friends is a huge step towards being your best and most healthy self.